👉 Previous Decision: You continued by accessing the home security feed and keeping the caller online.
Arthur Pendelton knelt beside Chloe’s medical supply cabinet, pulling out a slim file folder. The label, “Lin, Chloe – Ongoing Care,” was visible for a fleeting moment.
He extracted a few sheets, holding them up to the dim light filtering through the blinds. His head cocked, as if reading fine print.
“He’s still there,” the caller whispered, her voice tight with fear. “He just pulled out more papers.”
I zoomed the camera feed closer, straining to make out the documents. Forged signatures. That’s what they looked like. Dates from months ago, mixed with new printouts.
A sudden, sharp memory flared: Douglas Krenshaw, the insurance adjuster who’d reviewed Chloe’s last claim, a man with a smile that never reached his eyes. He’d stalled every payment, questioned every bill.
It was Arthur and Krenshaw. Working together.
“He’s putting the papers back now,” the caller reported, her voice regaining a fraction of its volume. “He looks like he’s done.”
Arthur carefully slid the documents back into the folder, then tucked the entire folder beneath a stack of old magazines on the bottom shelf. Not taking them, but planting them.
Planting fraudulent medical debt liens. The pieces clicked into place, cold and sharp. This wasn’t a robbery. It was a setup.
He was building a case for foreclosure, using fake debts against my house.
“He’s moving towards the hallway,” the caller said, a new urgency in her tone. “Towards the bedroom.”
My blood ran cold. Chloe’s room. He was a few feet from her, completely unaware.
“Okay, Ma’am,” I said, forcing a calm I didn’t feel. “Can you describe what he’s wearing?” I needed to keep her talking, keep him unaware.
Arthur was close, too close. I watched him hesitate at Chloe’s closed door, his hand almost touching the knob.
This entire nightmare was about my house, my sister’s care. He wanted to force me out, to cover his agency’s illicit insurance fraud.
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